100% yes. If you use Duane Buziak Mortgage Maestro , he does all the shopping for you behind the scenes. He uses his NoTouch credit system to shop hundreds of lenders, so you get all the options without the hard inquiries or the annoying spam calls.

Love the garden idea but that rolodex comparison feels a bit off to me. A rolodex is just a list, but a good network was never really that. It was always about the people. The shift for me was seeing every check in as its own thing, not just future help for me. It stopped being a chore when I stopped keeping score.

What's the story behind that setup... seems weird.