c/personal-finance-101

Shoutout to auto-saving for finally getting my savings started

I set up automatic transfers to put $20 from each paycheck into a savings account. It's a small amount, but after three months, I have $240 saved. Any advice on where to go from here?

Rant: In my experience with model train collecting, I'm facing a personal finance split: prioritize buying rare pieces as potential assets versus limiting spending to preserve my emergency fund. Your mileage may vary, but I'd appreciate input on balancing passion and prudence.