I thought the 'cash envelope' method was just for people who can't use a debit card
My sister kept telling me to try it for my grocery budget, so I put $300 cash in an envelope last month. I was shocked when I had $40 left at the end of the month, which never happens with my card. Seeing the physical money leave my hand made me think twice about every extra snack or drink I tossed in the cart. Has anyone else had a system they doubted that actually worked for them?
I mean, @gavin_flores12, it feels totally different to me. Checking my bank balance is just numbers on a screen. It's cold, you know? But actually seeing where my money went, like that $40 for tacos last Tuesday, makes it real. It's the difference between knowing you spent money and feeling the guilt of those three extra margaritas. That kind of detail changes how I think about spending next time.