I always figured whole life was the only way to go since you get the savings part. But my friend Dave showed me the numbers on his term policy. He's paying $35 a month for a $500k policy, 20 year term. I was looking at $280 for a similar whole life plan. After he explained how he just invests the difference himself, I finally saw his point. I switched over last month and I'm already putting the extra $245 into a simple index fund. Has anyone else made this switch and regretted it or loved it?
I bought a fixer-upper in late 2025 thinking I could flip it in 2026, but I'm in way over my head. I just want out. Can anyone recommend a good cash home buyer company that takes distressed properties?