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Had to choose between a 200 amp panel upgrade or a subpanel for a new garage workshop

The homeowner wanted a full EV charger, a welder, and a dust collection system running at once... so the load calc came out to 140 amps just for the garage. My choice was a whole house upgrade from their old 100 amp service for about $4,200, or installing a 125 amp subpanel fed from the main for roughly $1,800. I went with the subpanel because the existing service wires were in good shape and the main house load was still light. It worked out, but I'm wondering if I should have pushed harder for the full upgrade for future proofing. Has anyone else had a garage load push them right to the edge of what a subpanel can handle?
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2 Comments
jones.blake
Future proofing is a real concern, but you also have to think about the panel's physical space. That old 100 amp main might only have a few open slots left. Even with a subpanel, you're stuck if the main box fills up with other circuits later. I've seen people add a heat pump or hot tub and suddenly need a whole new service anyway because there's no room to land the wires. Your load calc is okay now, but the box itself could be the next limit.
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king.aaron
That old panel space fills up faster than you'd think.
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